Sending £500 home? Here’s what actually arrives.

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Budget Loans UK provides FCA regulated instalment loans for Filipinos and other workers legally living and working in the United Kingdom.

Filipino man in the UK checking hidden remittance fees while sending £500 to family in the Philippines with comparison of exchange rate costs and money transfer charges.

# Sending £500 Home? Here’s What Actually Arrives 💷

Because of UK to Philippines money transfer fee,you send £500 to family in the Philippines. But how much actually lands in their account?

Here’s the honest breakdown:

**Your £500 becomes:**
– Minus bank fees (£10-20)
– Minus exchange rate markup (the real cost, not advertised)
– Minus receiving bank charges in the Philippines
– **Real amount: Often around £430-450**

That’s a difference of £50-70 your family never sees.

**Why does this matter?**

When you’re sending money to help with bills, school fees, or emergencies—every peso counts. Hidden costs add up fast, especially if you’re sending regularly.

**You deserve to know exactly what’s happening to your money.** No surprises. No hidden charges buried in small print.

At CLB Global Group, we believe in transparency. We’ll show you upfront what fees apply, what the exchange rate really is, and exactly how much your loved ones will receive. That’s how trust works.

**Have questions about your finances?** We’re happy to chat — no pressure, just honest advice. Message us or visit budgetloansuk.com

Because family comes first. Always.

—If you are having financial problems go to Money Advice 

*CLB Global Group — Financial clarity for Filipino families in the UK* 🇵🇭❤️🇬🇧

Charles Baldwin is a serial entrepreneur with over 60 years of business experience and an MBA in Finance. Together with his partner Lily — who brings 30 years of banking expertise — he co-founded Budget Loans UK to provide responsible, accessible lending to the Filipino community in the UK.Beyond business, Charles and Lily are committed to giving back. The profits from their ventures fund the Handog Pinoy Foundation, a private organisation dedicated to educational opportunities for underprivileged youth in the Philippines, disaster relief support, and assistance for elderly individuals without family or financial support.

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